Most Generous Hospital Charity Care by City (2026)
Find out which hospitals in your city offer the most generous financial assistance. We compare charity care programs by how high they set the income threshold for free and discounted care.
What is FPL? The Federal Poverty Level is a government-set income threshold used by hospitals to determine who qualifies for free or discounted care. For example, 400% FPL for a family of four is about $132,000 per year. The higher a hospital's FPL threshold, the more people qualify.
Check Your Eligibility Across All Hospitals
Enter your income and household size to see every hospital in our database where you would qualify for free or discounted care.
Browse by City
Los Angeles
CACedars-Sinai, UCLA, and CHLA offer free care at 400% FPL. California law (AB 1020) sets a floor of 400% FPL for all nonprofit hospitals.
Dallas-Fort Worth
TXCook Children's leads at 400% FPL with discounts to 500%. Texas Health Resources offers free care at 250% FPL. Texas has no state charity care law.
Houston
TXHouston Methodist offers discounts to 500% FPL with a 10% income cap above that. Harris Health provides safety-net care for Harris County residents.
Chicago
ILRush and Advocate offer free care at 300% FPL. Illinois law bans medical debt from credit reports and requires discounts to 600% FPL.
San Diego
CAUCSD Health offers free care at 400% FPL. Scripps and Sharp both offer free care at 350% FPL. One of the most generous metros in the country.
Philadelphia
PACHOP offers free care at 400% FPL with no partial tiers. Penn Medicine provides free care at 300% FPL and discounts to 400% FPL.
SF Bay Area
CAStanford, Sutter, and Kaiser all offer free care at 400% FPL. California law (AB 1020) prohibits extraordinary collection actions against eligible patients.
DC & Baltimore
DC/MD/VAChildren's National and Inova offer free care at 400% FPL. Kaiser at 300% FPL. Maryland's unique all-payer system means uniform hospital rates.
Atlanta
GAKaiser and Piedmont lead at 300% FPL. Grady Health is the safety-net hospital with the Grady Card program for ongoing care access.
New York City
NYNYU Langone offers free care at 600% FPL, the highest threshold in the country. NewYork-Presbyterian at 300% FPL. NY law requires a minimum of 200% FPL.
Miami
FLBaptist Health South Florida offers free care at 300% FPL. Jackson Health is the public safety-net with the Jackson Plus plan for Miami-Dade residents.
Boston
MAMass General Brigham offers free care at 300% FPL. Massachusetts Health Safety Net provides additional state-funded coverage for low-income residents.
Seattle
WASeattle Children's offers free care at 400% FPL with discounts to 600%. Washington state law (RCW 70.170) requires charity care at 300% FPL.
Denver
COKaiser leads at 300% FPL. Intermountain offers free care at 250% FPL with catastrophic coverage at any income if bills exceed 25% of income.
St. Louis
MOBJC HealthCare and Mercy Health both offer free care at 200% FPL with catastrophic provisions. Missouri has limited state-level charity care mandates.
Detroit
MIHenry Ford Health and Corewell Health lead at 250% FPL. Ascension offers catastrophic care when medical debt exceeds income. Michigan requires written financial assistance policies.
Raleigh-Durham
NCUNC Health leads at 250% FPL with a 40% automatic uninsured discount. Duke Health offers catastrophic care if bills exceed 15% of gross income.
Nashville
TNHCA Healthcare offers a 92% automatic discount for uninsured patients. Ascension offers catastrophic care. Vanderbilt provides discounts to 400% FPL.
Charlotte
NCNovant Health leads at 300% FPL with a medical debt relief program. Advocate Health (formerly Atrium) offers free care at 300% FPL with discounts to 600% FPL.
Phoenix
AZValleywise Health is the public safety-net with free care at 200% FPL for all residents regardless of immigration status. Banner Health offers discounts to 400% FPL.
Minneapolis
MNMayo Clinic offers free care at 200% FPL with hardship review above 400% FPL. Minnesota prohibits credit reporting of medical debt for 180 days.
Tampa Bay
FLAdventHealth leads at 250% FPL. HCA Healthcare offers a 92% automatic discount for uninsured patients. Florida provides unlimited homestead protection from medical debt judgments.
Portland
ORProvidence and Kaiser both offer free care at 300% FPL. Oregon law requires hospitals to screen for charity care before collections and caps payment plans at 5% of income.
Cleveland
OHCleveland Clinic leads at 250% FPL with discounts to 400%. Ohio HCAP provides free basic hospital care for residents at 100% FPL.
Pittsburgh
PAUPMC leads at 300% FPL with discounts to 400% and hardship review if bills exceed 15% of income. Pennsylvania has a 4-year statute of limitations on medical debt.
Cincinnati
OHCincinnati Children's offers a 49% automatic uninsured discount plus free care at 200% FPL. Mercy Health offers discounts to 400% FPL. Ohio HCAP covers residents at 100% FPL.
Orlando
FLOrlando Health offers free care at 200% FPL and discounts to 400% FPL. AdventHealth provides free care at 200% FPL with discounts to 300% FPL. Florida has no state charity care law.
Sacramento
CAUC Davis Health and Sutter Health both offer free care at 400% FPL. California law (AB 1020) sets a floor of 400% FPL for all nonprofit hospitals.
Columbus
OHOhio State Wexner Medical Center offers free care at 300% FPL. OhioHealth offers free care at 200% FPL with discounts to 400% FPL. Ohio HCAP covers residents at 100% FPL.
Indianapolis
INIU Health offers free care at 200% FPL with discounts to 400% FPL. Community Health Network provides free care at 200% FPL. Indiana has no state charity care law.
San Antonio
TXCHRISTUS Health offers free care at 200% FPL with discounts to 400% FPL. HCA Methodist provides free care at 200% FPL. Texas has no state charity care law.
Las Vegas
NVUMC Southern Nevada (the only public hospital in Clark County) offers free care at 200% FPL with discounts to 400% FPL. HCA provides free care at 200% FPL. Nevada has no state charity care law.
Jacksonville
FLUF Health Jacksonville gives all uninsured patients a 45% automatic discount (no application). Baptist Health offers discounts to 400% FPL. HCA provides a 92% uninsured discount. Florida has unlimited homestead protection.
Austin
TXHCA St. David's provides a 92% automatic uninsured discount across 6 hospitals. Ascension Seton offers free care at 250% FPL (12-county service area requirement). Texas cannot garnish wages for medical debt.
Milwaukee
WIAll three major systems (Advocate Aurora, Froedtert, Ascension) offer discounts to 600% FPL. Aurora auto-approves uninsured outpatient accounts without requiring an application. Froedtert has a 25% income catastrophic cap.
Kansas City
MO/KSUniversity Health offers free care at 400% FPL plus free prescriptions (Jackson County residents). KU Health System at 300% FPL. Missouri's 10-year SOL makes applying critical. Kansas side has unlimited homestead protection.
Memphis
TNMethodist Le Bonheur gives ALL uninsured patients a 70% automatic discount (no paperwork). Free care at 250% FPL. Tennessee caps uninsured charges at 175% of cost and bans medical debt from credit reports.
Louisville
KYNorton Healthcare offers free care at 350% FPL ($115K for family of 4). They suspended all collection lawsuits in 2023 after filing 8,730 suits in 6 years. Kentucky's $5,000 homestead exemption makes applying critical.
Baltimore
MDMaryland is the only state where hospital prices are regulated (HSCRC). No chargemaster markup. State law requires free care at 200% FPL. MedStar has a catastrophic provision to 500% FPL if debt exceeds 25% of income.
Birmingham
ALUAB Medicine provides $70M+/year in charity care. Free at 200% FPL, discounts to 400%. Alabama has NO Medicaid expansion (18% FPL threshold), making hospital financial assistance the only safety net for most low-income adults.
Salt Lake City
UTUtah uniquely requires ALL hospitals (including for-profit) to offer charity care and 0% payment plans. Intermountain offers discounts to 400% FPL. Hospitals must screen for financial assistance before sending to collections.
San Jose
CASanta Clara Valley Healthcare offers free care at 400% FPL with discounts to 650% FPL (likely the most generous in the US). Stanford at 400% FPL. CA law (AB 1020) prohibits considering assets at 201-350% FPL.
Hartford & New Haven
CTYale New Haven Health offers discounts to 550% FPL (one of highest nationally). Connecticut PA 24-6 bans medical debt from credit reports entirely. First state with a medical debt forgiveness program.
Virginia Beach & Norfolk
VASentara gives all uninsured patients a 40% prompt-pay discount (no application). Both Sentara and Bon Secours offer discounts to 400% FPL. Virginia Medical Debt Protection Act bans credit reporting starting July 2026.
Providence
RIRhode Island law mandates 200% FPL free care at ALL hospitals (not just nonprofits). Discounts required to 300% FPL. No application deadline under state law. RI Medical Debt Relief Program forgives debt for residents under 400% FPL.
Riverside & Inland Empire
CACalifornia SB 1276 mandates charity care and caps charges at Medicare rates for eligible patients. Free care from 200-300% FPL depending on hospital. Loma Linda, Kaiser, and two county safety-net hospitals serve the 4.6M-person metro.
Oklahoma City
OKAll major hospitals offer free care at 200% FPL. No state charity care law (federal 501(r) only). Norman Regional has an unusually short 21-day application deadline. Oklahoma allows wage garnishment but has unlimited homestead exemption.
New Orleans
LALCMC Health (6 hospitals including UMC, Touro, Tulane) offers free care at 250% FPL with one shared application. Ochsner sets free care at 200% FPL. Louisiana has a 3-year statute of limitations on medical debt.
Richmond
VABon Secours (4 hospitals) offers free care at 300% FPL. VCU Health gives you 365 days to apply (longest in metro). Virginia Medical Debt Protection Act (effective July 2026) caps interest at 3% and restricts garnishment.
Buffalo
NYNew York law (Oct 2024) mandates free care at 200% FPL and bans lawsuits against patients under 400% FPL. Catholic Health offers free care at 300% FPL. No application deadline under NY law. ECMC has no immigration requirement.
All Hospitals by Free Care Threshold
Every hospital in our database, sorted by how generous their free care threshold is.
| Hospital | Free Care | Discount | Guide |
|---|---|---|---|
| NYU Langone Health One of the most generous thresholds in the US. Covers Tisch, Brooklyn, Long Island, Suffolk, and Hassenfeld Children's. | ≤ 600% FPL | ≤ 800% FPL | Full guide |
| Cedars-Sinai | ≤ 400% FPL | ≤ 600% FPL | Full guide |
| Children's Hospital Los Angeles (CHLA) | ≤ 400% FPL | ≤ 600% FPL | Full guide |
| Children's Hospital of Philadelphia (CHOP) 100% of eligible charges waived. No partial discount tiers. | ≤ 400% FPL | N/A | Full guide |
| Children's National Hospital 100% of eligible charges covered. Approved for one year from approval date. | ≤ 400% FPL | N/A | Full guide |
| Cook Children's 100% free care for uninsured or underinsured families at or below 400% FPL | ≤ 400% FPL | ≤ 500% FPL | Full guide |
| Inova Health System Both uninsured and underinsured patients qualify for 100% discount on out-of-pocket costs | ≤ 400% FPL | N/A | Full guide |
| Santa Clara Valley Healthcare County-owned public system. Healthcare Access Program (HAP) provides 100% discount at 400% FPL. Discounts to 650% FPL. | ≤ 400% FPL | ≤ 650% FPL | Full guide |
| Seattle Children's Hospital Full write-off of patient responsibility for families at or below 400% FPL | ≤ 400% FPL | ≤ 600% FPL | Full guide |
| Stanford Health Care Both uninsured and insured patients with high medical costs qualify | ≤ 400% FPL | N/A | Full guide |
| Sutter Health One of the highest free-care thresholds of any major health system in the country | ≤ 400% FPL | ≤ 600% FPL | Full guide |
| UCLA Health | ≤ 400% FPL | N/A | Full guide |
| UC San Diego Health | ≤ 400% FPL | N/A | Full guide |
| University Health (Kansas City) Kansas City's public safety-net hospital (formerly Truman Medical Center). Also provides pharmaceutical assistance. | ≤ 400% FPL | ≤ 400% FPL | Full guide |
| Norton Healthcare Expanded from 300% to 350% FPL in 2023 after investigative reporting revealed 8,730 collection lawsuits filed 2017-2023 | ≤ 350% FPL | ≤ 350% FPL | Full guide |
| Scripps Health | ≤ 350% FPL | ≤ 400% FPL | Full guide |
| Sharp HealthCare | ≤ 350% FPL | ≤ 400% FPL | Full guide |
| Advocate Health | ≤ 300% FPL | ≤ 600% FPL | Full guide |
| Atrium Health Wake Forest Baptist Main Atrium Health (Charlotte) offers free to 400% FPL; Wake Forest only to 300% | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Baptist Health Arkansas 74% automatic uninsured discount applied before FA | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Baptist Health Kentucky | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Baptist Health South Florida | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Catholic Health Buffalo 50% more generous than NY state minimum of 200% | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| CHRISTUS Health | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Erlanger Health System Presumptive free care at 200% FPL via automatic screening | ≤ 300% FPL | ≤ 300% FPL | Full guide |
| Kaiser Permanente 350% in some California regions | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Mass General Brigham Massachusetts residents. Also eligible through Massachusetts Health Safety Net program. | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| MultiCare Health System WA state Tier 1 hospital requirement; 70% discount at 351-400% FPL exceeds state minimum | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| NewYork-Presbyterian Includes Columbia, Weill Cornell, and community hospitals | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Novant Health | ≤ 300% FPL | ≤ 350% FPL | Full guide |
| PeaceHealth | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Penn Medicine | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Piedmont Healthcare Presumptive eligibility through third-party screening for patients at or below 300% FPL | ≤ 300% FPL | N/A | Full guide |
| Providence 300% FPL in CA, OR, and WA. Other states vary. | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| Rush University Medical Center Presumptive charity (no application needed) for SNAP/WIC/TANF recipients at any income | ≤ 300% FPL | ≤ 600% FPL | Full guide |
| San Antonio Regional Hospital Most generous free care in Inland Empire | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| UPMC | ≤ 300% FPL | ≤ 400% FPL | Full guide |
| AdventHealth Covers emergency and medically necessary services. Also qualifies patients whose essential living expenses exceed 50% of income. | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Ascension | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Ascension Seton (Central Texas) Geographic service area: Central Travis, Williamson, Hays, Bastrop, Caldwell, Burnet, Blanco, Llano, Fayette, Gonzales, Lee, San Saba counties | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Cleveland Clinic | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Corewell Health | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Froedtert & Medical College of Wisconsin | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Hartford HealthCare Connecticut PA 24-6 bans medical debt from credit reports | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Henry Ford Health | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Intermountain Health Full assistance minus nominal patient responsibility | ≤ 250% FPL | ≤ 500% FPL | Full guide |
| LCMC Health Covers UMC, Touro, Children's, West Jefferson, East Jefferson, New Orleans East | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Methodist Le Bonheur Healthcare Expanded from 125% to 250% FPL in August 2019 after ProPublica/MLK50 investigation. Erased debts of 6,500+ patients. | ≤ 250% FPL | ≤ 250% FPL | Full guide |
| Northwestern Medicine Illinois law requires free care at 200% FPL; Northwestern exceeds this | ≤ 250% FPL | ≤ 600% FPL | Full guide |
| OSF HealthCare IL law caps total liability at 25% of family income for uninsured under 600% FPL | ≤ 250% FPL | ≤ 600% FPL | Full guide |
| Texas Health Resources Some facilities may use 200% FPL threshold | ≤ 250% FPL | N/A | Full guide |
| UNC Health | ≤ 250% FPL | ≤ 400% FPL | Full guide |
| Yale New Haven Health Discounts extend to 550% FPL (one of highest in the country) | ≤ 250% FPL | ≤ 550% FPL | Full guide |
| Dartmouth Health Full write-off for households at or below 225% FPL | ≤ 225% FPL | ≤ 400% FPL | Full guide |
| Emory Healthcare 125% FPL for indigent care regardless of insurance status; 225% for uninsured charity care | ≤ 225% FPL | N/A | Full guide |
| Baystate Health MA Health Safety Net covers 0-150% FPL (full) and 150-300% FPL (with deductible) at state expense | ≤ 204% FPL | ≤ 322% FPL | Full guide |
| Banner Health | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Baptist Health (Jacksonville) | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Baylor Scott & White | ≤ 200% FPL | ≤ 500% FPL | Full guide |
| BJC HealthCare | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Bon Secours Mercy Health | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Boston Children's Hospital Free care for lowest income tiers, sliding scale up to 400% FPL | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Brown University Health RI state law mandates 200% FPL floor | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Care New England RI state law mandates 200% FPL floor | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| CharterCARE Health Partners RI state law mandates 200% FPL floor. Asset test: $9,659 individual | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Cincinnati Children's Hospital | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| CommonSpirit Health (Dignity Health) 250% FPL in California | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Cook County Health Required by Illinois law. Also offers CareLink subsidized health plan for Cook County residents. | ≤ 200% FPL | ≤ 600% FPL | Full guide |
| Duke Health | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Erie County Medical Center (ECMC) Public county-owned safety-net hospital | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Grady Health System Public safety-net hospital. Also offers Grady Card for ongoing primary care, specialists, and pharmacy access. | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Gundersen Health System (Emplify Health) | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Houston Methodist | ≤ 200% FPL | ≤ 500% FPL | Full guide |
| INTEGRIS Health Now part of the INTEGRIS system, Oklahoma's largest nonprofit network | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| IU Health | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Jackson Health System Public safety-net hospital. Also offers Jackson Plus managed care plan for Miami-Dade residents. | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Johns Hopkins Medicine | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Kaleida Health NY state mandated. No immigration status requirement. | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Loma Linda University Medical Center | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Lurie Children's Hospital Full charity care at lowest income levels; AGB discount for all uninsured up to 600% FPL | ≤ 200% FPL | ≤ 600% FPL | Full guide |
| Marshfield Clinic Health System | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Mayo Clinic 400% FPL at Mayo Clinic in Rochester, MN for some programs | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Medical City Hospitals (HCA) | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| MedStar Health | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Memorial Hermann | ≤ 200% FPL | N/A | Full guide |
| Mercy Health (St. Louis) | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Mercy Hospital Oklahoma City | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Mount Sinai Health System NYS law requires free care at 200% FPL. Covers 7 hospitals across Manhattan, Brooklyn, and Queens. | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Niagara Falls Memorial Medical Center Niagara County safety-net hospital | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Norman Regional Health System Community hospital serving south metro OKC and Norman | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Northwell Health Covers 21 hospitals and 56 clinics across NYC, Long Island, and Westchester | ≤ 200% FPL | ≤ 500% FPL | Full guide |
| NYC Health + Hospitals Largest public health system in the US. 11 acute care hospitals including Bellevue, Elmhurst, Kings County, and Lincoln. | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Ochsner Medical Center Ochsner LSU facilities may use 250% threshold | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Ohio State Wexner Medical Center | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| OhioHealth | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Oklahoma Heart Hospital Specialty cardiac hospital with two OKC campuses | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Orlando Health | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| OU Health Includes OU Medical Center and OU Children's Hospital | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Parkland Health County public hospital. Also offers HEALTHplus subsidized health plan for Dallas County residents. | ≤ 200% FPL | ≤ 250% FPL | Full guide |
| ProMedica Forgave $222M in patient debt in 2024 partnership with Undue Medical Debt | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Riverside University Health System Medical Center MISP program covers uninsured adults 21-64 at 200% FPL | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Roswell Park Comprehensive Cancer Center NCI-designated cancer center. Angel Fund for extra expenses. | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Saint Luke's Health System | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Sentara Healthcare | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| SSM Health | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Texas Children's Hospital Sliding scale from 56.5% to 100% discount based on income | ≤ 200% FPL | N/A | Full guide |
| Trinity Health | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| UAB Medicine UAB provides over $70 million in unreimbursed charity care annually. UAB St. Vincent's (Ascension) has separate 250% FPL threshold. | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| UCSF Health Partial charity at 201-350% FPL; 50% discount at 351-400% FPL | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| UF Health Jacksonville Formerly Shands Jacksonville. AGB minimum discount of 80.18% as of July 2025. | ≤ 200% FPL | ≤ 200% FPL | Full guide |
| UMC (University Medical Center of Southern Nevada) | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| University of Maryland Medical System Maryland HSCRC regulates all hospital rates. Free care threshold set by state law. | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| University Hospitals Ohio HCAP provides free care at 100% FPL for basic hospital services | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| University of Utah Health Utah law requires ALL hospitals (including for-profit) to offer charity care and 0% payment plans. | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Valleywise Health | ≤ 200% FPL | ≤ 300% FPL | Full guide |
| Vanderbilt University Medical Center | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| VCU Medical Center Level 1 trauma, academic medical center. VA Indigent Care Program participant. | ≤ 200% FPL | ≤ 400% FPL | Full guide |
| Harris Health System County public hospital. Also offers Gold Card subsidized health plan for Harris County residents. | ≤ 150% FPL | N/A | Full guide |
| Regional One Health Shelby County's public safety-net hospital. Level 1 Trauma Center. | ≤ 150% FPL | ≤ 300% FPL | Full guide |
| WellStar Health System 126-200% FPL receive discounts up to 97% of AGB amount | ≤ 125% FPL | ≤ 300% FPL | Full guide |
| Arrowhead Regional Medical Center County safety-net hospital, charges capped at Medicare rate 101-350% FPL | ≤ 100% FPL | ≤ 500% FPL | Full guide |
Not sure where to start? Let us handle it.
CareRoute Bill Defense applies for financial assistance on your behalf, negotiates with the hospital, and monitors your account to keep it out of collections. No upfront cost, and no fee if we can't reduce your bill.
Get help with your billHow we rank: Hospitals are sorted by the income threshold at which they offer 100% free care (higher = more generous). FPL figures are based on 2026 Federal Poverty Level guidelines.
Data is sourced from each hospital's published financial assistance policy. Last updated May 2026. More cities coming soon.