NYU Langone Health Financial Assistance: Free Care up to 600% FPL + Discounts to 800% FPL (2026 Guide)
NYU Langone Health offers one of the most generous financial assistance programs among major academic medical centers. Patients with income up to 600% of the Federal Poverty Level may qualify for 100% free care, and sliding-scale discounts extend all the way to 800% FPL. The policy covers all NYU Langone hospitals, including Tisch Hospital, NYU Langone Brooklyn, Orthopedic Hospital, Hassenfeld Children's Hospital, Long Island, and Suffolk. Patients may apply regardless of immigration status.
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Quick Facts
100% Free Care up to 600% FPL
Patients with household income up to 600% FPL (~$95,760/yr single) may pay $0 for medically necessary care
Sliding Scale to 800% FPL
Discounts of 25-75% for patients with income between 600-800% FPL (~$127,680/yr single)
7 Hospital Campuses
Covers Tisch, Kimmel Pavilion, Brooklyn, Orthopedic, Hassenfeld Children's, Long Island, and Suffolk
No Immigration Status Requirement
Patients may apply regardless of immigration status. You cannot be denied medically necessary care.
Insured Patients Eligible Too
Both insured and uninsured patients can apply. Insured patients can receive help with deductibles, copays, and coinsurance after insurance pays its portion.
Eligibility & Income Limits
Who Can Apply?
- Patients receiving medically necessary inpatient or outpatient services at any NYU Langone facility
- Both insured and uninsured patients are eligible
- Patients may apply regardless of immigration status
- Household income must be at or below 800% FPL for any discount
- Covers inpatient care, emergency treatment, and ancillary care (lab services, imaging, etc.)
- You cannot be denied medically necessary care because you need financial assistance
Academic Medical Center Pricing Context
NYU Langone is a premier academic medical center, and its standard charges can be significantly higher than community hospitals. This makes their financial assistance program especially valuable. Even patients who earn well above the poverty line (up to 800% FPL, or roughly $127,680/yr for a single person) may qualify for discounts. If you receive a large bill from NYU Langone, always apply for financial assistance before paying or setting up a payment plan.
Income Guidelines & Discount Levels (2026 Federal Poverty Guidelines)
| Income Level (% FPL) | Approximate Income (Single) | Discount |
|---|---|---|
| 0-300% FPL | Up to ~$47,880/yr | 100% Free Care |
| 301-400% FPL | ~$47,881 - ~$63,840/yr | 100% Free Care |
| 401-600% FPL | ~$63,841 - ~$95,760/yr | 100% Free Care (may pay $0) |
| 601-650% FPL | ~$95,761 - ~$103,740/yr | 75% Discount |
| 651-700% FPL | ~$103,741 - ~$111,720/yr | 50% Discount |
| 701-800% FPL | ~$111,721 - ~$127,680/yr | 25% Discount |
| Above 800% FPL | Above ~$127,680/yr | Not eligible (payment plans available) |
Important Notes
- Income thresholds are based on household size and income. A family of 4 at 600% FPL is approximately $198,000/yr.
- Both insured and uninsured patients are eligible at all discount levels.
- You may apply regardless of immigration status.
- Discounts apply only to medically necessary services at NYU Langone inpatient and Article 28 outpatient facilities.
- NYU Langone will never charge FA-eligible patients more than Amounts Generally Billed (AGB) to insured patients.
- You can apply at any time during the billing or collection process.
How to Apply (Step by Step)
Check Your Eligibility
Free care for income up to 600% FPL (~$95,760/yr single). Sliding-scale discounts from 600-800% FPL (~$127,680/yr single). Both insured and uninsured patients qualify.
Contact Financial Counseling
Call 1-866-486-9847 (Mon-Fri, 8am-5pm) or visit a financial counselor at any NYU Langone hospital. Counselors can help you determine eligibility and walk you through the application.
Complete the Application
Download from nyulangone.org, pick one up at any hospital registration point, or request by phone. NYU Langone uses the NYS Uniform Financial Assistance Application, available in multiple languages.
Submit Your Application
You can submit by:
- Mail: NYU Langone Hospitals, 550 First Avenue, HCC-15, New York, NY 10016
- In person: Any NYU Langone hospital registration point or financial counseling office
- By phone: Call 1-866-486-9847 for assistance
Receive Your Determination
NYU Langone will review your application and notify you of the determination within 30 days of receiving a completed application. If approved, you will be told your reduced charge and payment responsibility.
Common Pitfalls to Avoid
- Incomplete application: Missing documentation delays your determination. Include all required income verification.
- Paying before applying: Do not pay the full bill or put it on a credit card before applying. Credit card debt loses medical debt protections under NY law.
- Assuming you earn too much: With thresholds up to 800% FPL, many middle-income patients qualify. A single person earning $120,000/yr may still receive a 25% discount.
- Ignoring the bill: Apply proactively. You can apply at any time during the billing or collection process, but acting early gives you more options.
Struggling with an NYU Langone Bill?
CareRoute Bill Defense can review your medical bills from NYU Langone, identify savings opportunities, and negotiate on your behalf. No upfront cost. NYU Langone's academic medical center pricing means there is often significant room for reduction.
Get Help with Your NYU Langone BillNYU Langone Hospitals Covered
Manhattan
Brooklyn, Long Island & Suffolk
The financial assistance policy covers medically necessary services at all NYU Langone inpatient and Article 28 outpatient facilities. NYU Langone Faculty Group Practice (physician services) has a separate financial assistance application.
Payment Plans
If you qualify for financial assistance but still have a remaining balance, or if you do not qualify for FA but need help managing your bill, NYU Langone offers installment payment plans.
Zero Interest
NYU Langone does not charge interest on payment plans for patients approved through the financial assistance program.
5% Monthly Cap
Monthly payments will not exceed 5% of the patient's monthly household income.
Contact the billing department at 1-800-237-6977 for hospital bill questions, or 1-877-648-2964 for physician services and emergency care billing.
New York State Patient Protections
New York has some of the strongest patient financial protections in the country. These protections apply to all NYU Langone patients.
Medical Debt Credit Reporting Ban
Under New York's Fair Medical Debt Reporting Act (effective December 2023), hospitals and providers are prohibited from reporting medical debt to credit bureaus. This includes debt sold to collection agencies. Your NYU Langone medical bill cannot appear on your credit report.
Surprise Billing Protections
New York's surprise billing law protects patients from unexpected out-of-network charges for emergency services and certain non-emergency services at in-network facilities.
Lawsuit Restrictions
New York law prohibits hospitals from suing patients with income below 400% FPL for medical debt. This provides an additional layer of protection for lower-income patients.
Debt Sale Restrictions
Hospitals may not sell patient debt to a third party unless the purchaser intends to forgive all debt and does not intend to pursue collections.
Learn more about your rights: New York Medical Bill Rights
Documents You Will Need
Income Verification
- Recent pay stubs (last 4 weeks)
- Most recent federal tax return
- Benefit letters (Social Security, disability, unemployment)
- Self-employment income records
- Income information for all household members
Other Documentation
- Government-issued photo ID
- Insurance card (if applicable)
- Proof of household size
- Bank statements (may be requested)
- Documentation of assets (may be requested)
Multilingual support: Applications are available in multiple languages. Financial counselors can assist patients who need language support.
What If You Are Denied?
1. Appeal the Decision
You have 30 days from the denial notification to submit a written appeal. Address your appeal to: Charity Care Committee, c/o Executive Vice President & Vice Dean, Finance, NYU Langone Hospitals, 550 First Avenue, HCC-15, New York, NY 10016.
2. Reapply with Additional Documentation
If your application was denied due to missing information, gather the required documents and resubmit. Contact a financial counselor at 1-866-486-9847 for guidance on what was missing.
3. Explore Other Options
- New York Medicaid: Check eligibility (covers residents up to 138% FPL)
- Payment plans: Interest-free installment plans with 5% monthly income cap
- Request an itemized bill: Review charges for errors or unnecessary services
- NY state assistance: Contact the NYS Department of Health for additional resources
- Negotiate directly: Even without FA approval, you can negotiate the bill amount
Let CareRoute Bill Defense Help
If your application was denied or you need help negotiating your NYU Langone bill, CareRoute Bill Defense can review your case and negotiate on your behalf at no upfront cost.
Get Help with Your BillContact Information
Financial Counseling
Monday-Friday, 8:00 AM - 5:00 PM
Billing & Mail
Frequently Asked Questions
Who qualifies for NYU Langone financial assistance?
Patients with household income up to 600% FPL (~$95,760/yr single) may qualify for 100% free care. Patients with income between 600-800% FPL may receive sliding-scale discounts (75% at 650% FPL, 50% at 700% FPL, 25% at 800% FPL). Both insured and uninsured patients are eligible, regardless of immigration status.
Why are NYU Langone's thresholds so high compared to other hospitals?
As a major academic medical center in New York City (one of the most expensive cities in the country), NYU Langone sets its financial assistance thresholds higher to account for the high cost of living. Many patients who would not qualify at other hospitals may qualify here. This is common among large NYC hospital systems.
Can I apply regardless of immigration status?
Yes. NYU Langone explicitly states that patients may apply for financial assistance regardless of immigration status. You cannot be denied medically necessary care because you need financial help.
Does NYU Langone charge interest on payment plans?
No. For patients approved through the financial assistance program, NYU Langone does not charge interest on payment plans. Monthly payments are capped at 5% of your monthly household income.
Can my NYU Langone bill show up on my credit report?
No. Under New York's Fair Medical Debt Reporting Act (effective December 2023), hospitals and providers are prohibited from reporting medical debt to credit bureaus. This protection applies to all NYU Langone patients. However, if you pay with a credit card, that credit card debt is no longer considered medical debt and loses this protection.
How long does the determination take?
NYU Langone will notify you of the determination within 30 days of receiving a completed application. If your application is incomplete, the 30-day clock does not start until all required information is submitted.
Is the NYU Langone Faculty Group Practice covered?
The Faculty Group Practice (physician services) has a separate financial assistance application with its own eligibility criteria. You may need to apply separately for hospital charges and physician charges. Contact 1-877-648-2964 for physician billing questions.
Need Help with Your NYU Langone Bill?
CareRoute Bill Defense can review your medical bills, identify savings opportunities, and negotiate with NYU Langone on your behalf. No upfront cost. As a premium academic medical center, NYU Langone bills are often among the highest in the country, and there is frequently significant room for negotiation.
Start Your Free Case ReviewThis guide is for informational purposes only and does not constitute legal or financial advice. Information is based on publicly available NYU Langone Health financial assistance policies as of 2026. Eligibility requirements, income thresholds, and application processes may change. Always verify current requirements directly with NYU Langone at 1-866-486-9847 or visit nyulangone.org.