Find the Right Care, Pay Less & Get Your Bill Reduced
CareRoute guides you to the right care setting, finds lower-cost providers, and negotiates your medical bills down.
ER, Urgent Care, or Doctor — Know Before You Go
CareRoute tells you whether your symptoms call for the ER, urgent care, a doctor visit, or safe self-care at home — then shows what it will cost at each option near you
Out-of-Pocket Cost Estimate
See your expected cost based on your insurance before you go
Lowest-Cost In-Network Providers
Compare in-network provider costs before you book
Even in-network, the same visit can cost ~4× more at one hospital than another
Medical Bill Reduction
After your visit: we find errors, apply assistance programs & negotiate your bill down
Smart Care Decisions = Major Savings
Toggle between what you might pay out-of-pocket and plan-negotiated totals.
Out-of-pocket example assumes an early-year ACA Bronze profile: deductible not met yet (pay 100% until $7,500), then 40% coinsurance, up to a $10,600 out-of-pocket max.
| Common Scenario | Without CareRoute | With CareRoute | You Save |
|---|---|---|---|
| UTI symptoms (antibiotics needed) | $1,500 ER visit | $150 Urgent care visit | $1,350 |
| Ankle sprain (no deformity, can bear weight) | $1,500 ER visit | $250 Urgent care + X-ray | $1,250 |
| Overnight hospital stay (in‑network) | $10,600 Hospital A (in‑network) | $9,300 Hospital B (same network) | $1,300 |
| Colonoscopy (in‑network) | $1,800 Hospital outpatient dept. | $1,100 Ambulatory surgery center (ASC) | $700 |
| MRI scan (in‑network) | $1,600 Hospital imaging dept. | $600 Imaging center (same network) | $1,000 |
| Potential Annual Savings | Based on typical usage | $1,000+ | |
Three ways we save you money: Avoid unnecessary ER visits + Choose lower‑cost sites of care (ASC, imaging centers) + Find lower‑cost in‑network hospitals for the same type of stay (even within the same network)
Medical Bill Negotiation Service
Submit your bill in under a minute. Our negotiators work directly with providers — finding billing errors, applying financial assistance, and negotiating discounts.
How CareRoute Reduces Your Healthcare Costs
Users Saving on Medical Bills & Healthcare Costs
Rated 4.9 stars across the App Store and Google Play
"It works. It identified my issue, suggested 3 nearby options, and estimated my costs. Great app."
H.Q. · TikTok
"I'm a nurse assisting elderly patients. It's seamless and user friendly, with helpful recommendations to get the exact info you need."
U.4797 · TikTok
"Smart and super helpful. Feels like a health assistant in my pocket. Highly recommended."
S.P. · Google Play
"One of the most incredible apps I've used. It's truly a handy tool."
E.P. · App Store
"The app is working well and the little details make it pleasing to use. I'm making an appointment with the info."
K.C. · TikTok
"Thank you so much for reducing my bill! This is such a great service. I appreciate all the efforts and communications."
S.A. · Email
Frequently Asked Questions
How does CareRoute help with healthcare decisions?
CareRoute provides a 3-minute assessment that guides you to the right level of care (ER, urgent care, or wait for your doctor), surfaces in-network options with expected costs, and reduces spending in two ways: pre-visit by steering you to lower-cost sites of care, and post-visit by helping lower bills with our Bill Defense service.
How much does the CareRoute app cost?
CareRoute is free to use every month within usage limits. All features — triage, cost estimates, and provider search — are available on the free plan. Premium ($4.99/week, $12.99/month, or $39.99/year) removes usage limits for unlimited access. Bill Defense medical bill negotiation is available regardless of subscription and uses a percent‑of‑savings success fee with a cap; Premium members receive a discounted rate.
Can CareRoute really help reduce my medical bills?
Yes. Our Bill Defense experts negotiate directly with providers on your behalf. We find billing errors, apply financial assistance programs, and secure discounts. We charge a percent‑of‑savings success fee with a cap, and Premium members receive a discounted rate. No savings means no fee.
Is CareRoute only for US users?
While insurance cost estimates and medical bill reduction features are US-specific, CareRoute's healthcare decision guidance helps users worldwide determine the right level of care for their symptoms.
How much can I save with CareRoute?
The average user on a high-deductible plan can save $1,000 or more per year by using CareRoute to choose lower-cost in-network providers, avoid unnecessary ER visits, and negotiate bills after care. Savings vary based on your plan, usage, and local prices.
What is CareRoute?
CareRoute is a mobile health app that uses artificial intelligence to guide symptoms and triage, show what to expect at the visit with personalized price estimates, and help lower medical bills with step‑by‑step tools or optional Bill Defense negotiation. It's available as a free download on iOS and Android.
Right Care. Lower Cost. Reduced Bills.
A 3-minute, safety-tested assessment tells you ER, urgent care, or wait — then surfaces lower-cost providers and negotiates your bills down.