Free Healthcare Cost Estimator

Our estimates are based on national and regional healthcare pricing data, adjusted for your ZIP code and insurance type. They give you a reliable ballpark, but actual costs depend on your specific provider, facility, and plan details.

Hospitals charge facility fees that can double or triple the price compared to standalone surgery or imaging centers. The care quality is often the same for routine services, so choosing an outpatient or freestanding facility is one of the easiest ways to save.

Many hospitals offer free or discounted care (charity care) to patients below a certain income level, usually up to 200 to 400 percent of the Federal Poverty Level. Add your household income and size above and we will show whether you likely qualify. Once you have your bill, CareRoute Bill Defense can help you apply and work to reduce what you owe.

Self-pay patients can often get significant discounts. Most providers offer 30 to 50 percent off for cash pay, and hospitals are required to have financial assistance programs. Standalone imaging and surgery centers are typically much cheaper than hospitals for the same care.

Come back to us with the bill. CareRoute Bill Defense works to reduce it through financial assistance, billing-error checks, and negotiation with the provider. It is free to submit, and you only pay if we save you money.