Houston Methodist Financial Assistance (Charity Care): Complete 2026 Guide

Houston Methodist offers free care for patients at or below 200% of the Federal Poverty Level and discounted care up to 500% FPL across 8 hospitals in Greater Houston. This guide covers eligibility tiers, required documents, and how to apply.

Need help with your application or bill? Our Bill Defense team can check your eligibility, handle the paperwork, and negotiate your bill — $0 unless we save you money.

Quick Facts

Free Care ≤200% FPL

100% free for qualifying patients at or below 200% Federal Poverty Level

Discounted Care 200–500% FPL

Charges capped at amounts generally billed to insured patients (AGB)

240-Day Application Window

From your first billing statement, even if sent to collections

832-667-5900

Financial Assistance Unit (toll-free: 877-493-3228)

Houston Methodist Hospitals

Houston Methodist operates 8 acute-care hospitals across Greater Houston. The Financial Assistance Policy applies to emergency and medically necessary care at these facilities.

Houston Methodist Hospital (TMC)713-790-3311
Baytown Hospital281-420-8600
Clear Lake Hospital281-523-2000
Cypress Hospital346-618-2000
Sugar Land Hospital281-274-7000
The Woodlands Hospital936-270-2000
West Hospital832-522-1000
Willowbrook Hospital281-737-1000

Note: Some physicians who practice at Houston Methodist may bill separately and may not be covered by the hospital’s Financial Assistance Policy. Always confirm provider coverage when applying.

Eligibility & Income Limits

Houston Methodist uses Federal Poverty Level (FPL) guidelines to determine eligibility. The program is available to patients who are uninsured, underinsured, or ineligible for a government program.

Income LevelBenefitDetails
≤200% FPLFree care100% discount on eligible services
201–500% FPLDiscounted careCharges will not exceed the Amounts Generally Billed (AGB) — what insurers typically pay
>500% FPLCatastrophic capWill never pay more than 10% of household income

Important Notes:

  • • Income limits are updated annually based on Federal Poverty Guidelines
  • • Applicants may be required to apply for Medicaid or other government coverage first
  • • Eligible patients are classified as financially indigent or medically indigent
  • • Patients approved for charity care are not required to make advance payments before receiving emergency or medically necessary care
  • • Covered services: emergency and medically necessary care. Excluded: elective cosmetic surgery, experimental procedures

Additional Ways to Qualify

Uninsured Discount

Self-pay patients automatically receive an uninsured discount on eligible services (excluding elective cosmetic and facility-designated self-pay flat rate procedures). This discount brings charges closer to what insured patients pay.

Interest-Free Payment Plans

Houston Methodist offers interest-free payment plans of up to 18 months for patients who do not qualify for full financial assistance but cannot pay their balance in full.

Insured & Underinsured Patients

You may still qualify even if you have insurance. If your benefits are exhausted, services are not covered, or your out-of-pocket costs are unaffordable, you can apply for assistance on the remaining balance.

Required Documents Checklist

Income Verification

  • Paycheck stubs (most recent)
  • Most recent federal income tax return
  • Social Security statements or other benefit letters

Assets & Accounts

  • Bank statements (past 3 months)

Household & Identity

  • Proof of residency (driver’s license or state ID)
  • Documentation of marital status
  • List of all dependents living at home

Submit copies, not originals. Return all requested documents within 30 days to avoid processing delays.

How to Apply (Step-by-Step)

1

Download the Application

Get the Financial Assistance application from the Houston Methodist policies page. Available in 18 languages including English, Spanish, Vietnamese, Chinese, and Arabic.

5 minutes

2

Gather Documents

Collect all required documents from the checklist above. Having everything ready before you start prevents delays.

15 minutes

3

Complete and Submit

Fill out the application completely and submit by mail (701 S. Fry Road, Katy, TX 77450, Attn: Financial Assistance Unit), fax (832-667-5995), or in person at any Houston Methodist Patient Access desk.

20 minutes

4

Complete Medicaid Screening if Required

You may be asked to apply for Medicaid or other government programs. Follow any instructions from the Financial Assistance Unit.

Varies

5

Follow Up

Call the Financial Assistance Unit at 832-667-5900 to confirm receipt and check status. Return any additional requested documents within 30 days.

Ongoing

Tips for a Smooth Application

Apply Within 240 Days

You have 240 days from your first billing statement to submit. Houston Methodist must consider applications within this window, even if the bill has gone to collections.

Send Complete Documentation

Missing documents are the most common reason applications are delayed. Include everything on the checklist.

Request a Billing Hold

Ask the Financial Assistance Unit to place a hold on your account while your application is being reviewed to prevent collections activity.

Keep Copies

Save copies of everything you submit, including fax confirmations or email receipts.

Contacts & Official Links

Financial Assistance Unit

Mon–Fri 7am–7pm, Sat 8am–12pm

Mailing Address

Fax

In-Person Assistance

Return the completed application to any Patient Access team member at any Houston Methodist facility.

Frequently Asked Questions

Who qualifies for Houston Methodist financial assistance?
Patients with household income at or below 200% of the Federal Poverty Level qualify for free care. Patients between 200% and 500% FPL qualify for discounted care (charges capped at what insurers typically pay). Patients above 500% FPL will not pay more than 10% of household income. You must be uninsured, underinsured, or ineligible for a government program.
What care is covered?
The Financial Assistance Policy covers emergency medical care and medically necessary care at Houston Methodist hospitals. Elective cosmetic surgery, experimental procedures, and facility-designated self-pay flat rate procedures are excluded. Some physicians may bill separately and may not be covered by the hospital policy.
How long do I have to apply?
You have 240 days from the date of your first billing statement. Houston Methodist must consider applications submitted within this window, even if the account has already been referred to collections.
Does Houston Methodist offer payment plans?
Yes. Houston Methodist offers interest-free payment plans of up to 18 months. Contact the Financial Assistance Unit at 832-667-5900 to set up a plan.
Can I apply if I have insurance?
Yes. If your benefits are exhausted, services are not covered, or your remaining out-of-pocket costs are unaffordable, you can apply for financial assistance on the balance. The program is available to uninsured, underinsured, and patients ineligible for government programs.

Disclaimer: This information is provided for educational purposes only and is not legal or financial advice. Eligibility requirements and processes may change. Always confirm current policies directly with Houston Methodist.CareRoute is not affiliated with Houston Methodist or Houston Methodist Hospital System.