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Franciscan Health (Indiana) Financial Assistance: Income Limits and How to Apply (2026)

Franciscan Health (Indiana) offers 100% free care to patients with household income at or below 200% of the Federal Poverty Level (about $66,000 a year for a family of four) and discounted care up to 400% FPL. Here is who qualifies, what you need, and how to apply.

Updated June 2026

Franciscan Health (Indiana) Income Limits for Free Care

Your eligibility is based on household income as a percentage of the Federal Poverty Level. Free care applies at or below 200% FPL; discounted care applies up to 400% FPL.

Household sizeFree care if income is at or below (200% FPL)Discounted care up to (400% FPL)
1 person$31,920$63,840
2 people$43,280$86,560
3 people$54,640$109,280
4 people$66,000$132,000
5 people$77,360$154,720
6 people$88,720$177,440

Income figures use 2026 Federal Poverty Level guidelines and are rounded. Actual eligibility depends on the hospital's review of your application.

What Franciscan Health (Indiana) Offers

Free care

100% of the bill at or below 200% FPL. 100% write-off at or below 200% FPL; sliding 80/60/40/20% across 201-400% FPL.

Discounted care

Up to 400% FPL, as a sliding-scale discount.

Uninsured discount

Automatic uninsured discount at the average private-payer/Medicare allowed rate.

Hardship / catastrophic

Medical Financial Hardship for bills exceeding 20% of annual income (15-50% off, scaling with bill-to-income ratio).

How to Apply

What you will need

  • Proof of income (recent pay stubs, tax return, or benefit award letters)
  • Proof of household size (tax return listing dependents, or similar)
  • Government-issued photo ID
Deadline: confirm with the financial assistance office.
Residency: Facility primary service area for non-emergency care..
Citizenship: not required (immigration status does not bar eligibility).
How to apply: Charity approval lasts up to 4 months; payment plans capped at 10% of family income.

Don't want to handle the application yourself?

CareRoute Bill Defense applies for financial assistance at Franciscan Health (Indiana) on your behalf, negotiates with the hospital, and monitors your account to keep it out of collections. No upfront cost, and no fee unless we reduce your bill.

Get help with your bill

Indiana also has medical-bill protections that may help beyond Franciscan Health (Indiana)'s own program, such as limits on collections, credit reporting, and wage garnishment.

See all Indiana medical bill rights

Frequently Asked Questions

Does Franciscan Health (Indiana) offer financial assistance or charity care?
Yes. Franciscan Health (Indiana) provides 100% free care to patients with household income at or below 200% of the Federal Poverty Level, plus discounted care up to 400% FPL (a sliding-scale discount). Uninsured patients also receive automatic uninsured discount at the average private-payer/Medicare allowed rate.
What is the income limit for free care at Franciscan Health (Indiana)?
Free care is available at or below 200% FPL. For a family of four in 2026 that is about $66,000 per year. See the income table above for other household sizes. Income above that may still qualify for discounted care up to 400% FPL.
How do I apply for Franciscan Health (Indiana) financial assistance?
Gather your income documents and a photo ID, then submit the hospital's financial assistance application. Charity approval lasts up to 4 months; payment plans capped at 10% of family income. Ask the billing or financial counseling office about the deadline to apply.
What if my bill is unaffordable even above the income limit?
Franciscan Health (Indiana) has a hardship provision. Medical Financial Hardship for bills exceeding 20% of annual income (15-50% off, scaling with bill-to-income ratio).
Can CareRoute help with a Franciscan Health (Indiana) bill?
Yes. CareRoute Bill Defense applies for financial assistance on your behalf, negotiates with the hospital, and works to keep your account out of collections. There is no upfront cost and no fee unless we reduce your bill.

Related

Last updated: June 2026. Eligibility details are based on Franciscan Health (Indiana)'s published financial assistance policy and may change. This page is informational and not financial or legal advice. Confirm current terms with Franciscan Health (Indiana)'s financial assistance office before applying.