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Community Health Network Financial Assistance: Income Limits and How to Apply (2026)

Community Health Network offers 100% free care to patients with household income at or below 200% of the Federal Poverty Level (about $66,000 a year for a family of four) and discounted care up to 300% FPL. Here is who qualifies, what you need, and how to apply.

Updated June 2026

Community Health Network Income Limits for Free Care

Your eligibility is based on household income as a percentage of the Federal Poverty Level. Free care applies at or below 200% FPL; discounted care applies up to 300% FPL.

Household sizeFree care if income is at or below (200% FPL)Discounted care up to (300% FPL)
1 person$31,920$47,880
2 people$43,280$64,920
3 people$54,640$81,960
4 people$66,000$99,000
5 people$77,360$116,040
6 people$88,720$133,080

Income figures use 2026 Federal Poverty Level guidelines and are rounded. Actual eligibility depends on the hospital's review of your application.

What Community Health Network Offers

Free care

100% of the bill at or below 200% FPL. 100% assistance at or below 200% FPL; sliding 90/85/80/75% across 201-300% FPL.

Discounted care

Up to 300% FPL, as a sliding-scale discount.

Hardship / catastrophic

Catastrophic review when CHN medical expense is at least 5% of gross family income.

How to Apply

What you will need

  • Proof of income (recent pay stubs, tax return, or benefit award letters)
  • Proof of household size (tax return listing dependents, or similar)
  • Government-issued photo ID
Deadline: about 240 days from your billing date.
Residency: Indiana residents (out-of-state only for ED or case-by-case)..
Citizenship: not required (immigration status does not bar eligibility).

Don't want to handle the application yourself?

CareRoute Bill Defense applies for financial assistance at Community Health Network on your behalf, negotiates with the hospital, and monitors your account to keep it out of collections. No upfront cost, and no fee unless we reduce your bill.

Get help with your bill

Indiana also has medical-bill protections that may help beyond Community Health Network's own program, such as limits on collections, credit reporting, and wage garnishment.

See all Indiana medical bill rights

Frequently Asked Questions

Does Community Health Network offer financial assistance or charity care?
Yes. Community Health Network provides 100% free care to patients with household income at or below 200% of the Federal Poverty Level, plus discounted care up to 300% FPL (a sliding-scale discount).
What is the income limit for free care at Community Health Network?
Free care is available at or below 200% FPL. For a family of four in 2026 that is about $66,000 per year. See the income table above for other household sizes. Income above that may still qualify for discounted care up to 300% FPL.
How do I apply for Community Health Network financial assistance?
Gather your income documents and a photo ID, then submit the hospital's financial assistance application. You generally have about 240 days from your billing date to apply.
What if my bill is unaffordable even above the income limit?
Community Health Network has a hardship provision. Catastrophic review when CHN medical expense is at least 5% of gross family income.
Can CareRoute help with a Community Health Network bill?
Yes. CareRoute Bill Defense applies for financial assistance on your behalf, negotiates with the hospital, and works to keep your account out of collections. There is no upfront cost and no fee unless we reduce your bill.

Related

Last updated: June 2026. Eligibility details are based on Community Health Network's published financial assistance policy and may change. This page is informational and not financial or legal advice. Confirm current terms with Community Health Network's financial assistance office before applying.