How Much Does a Sleep Study Cost?

It depends on where you have it. An in-lab attended sleep study (polysomnography, CPT 95810) is commonly billed $1,000 to $7,000, and it varies widely between a hospital and a freestanding sleep center. A home sleep apnea test (HSAT, CPT 95806 or G0399) is much cheaper, about $150 to $500. With insurance, your share is the coinsurance or copay after your deductible, and many plans now prefer (or require) a home test first, with prior authorization common for in-lab studies. Medicare covers a sleep study ordered for suspected obstructive sleep apnea, leaving you the standard Part B coinsurance after the deductible.

  • Where you have the study matters most. A hospital in-lab polysomnography can cost several times what a freestanding sleep center charges.
  • A home sleep apnea test is far cheaper, about $150 to $500, and many insurers now prefer or require it before approving an in-lab study.
  • With insurance, you pay coinsurance or a copay after your deductible. Prior authorization is common for in-lab studies, and a missing auth is a frequent reason for a surprise bill.

Cost by Type of Sleep Study

Typical billed ranges before insurance. Your plan then sets your share, based on your deductible, coinsurance, and copay.

Type of studyBilled range
In-lab study (polysomnography, CPT 95810)$1,000 to $7,000
Home sleep apnea test (HSAT, CPT 95806 / G0399)$150 to $500
Medicare, your sharePart B coinsurance
Insured, your shareDeductible + coinsurance

What most insured patients actually pay: their coinsurance or copay after the deductible, which is usually far less if the study is done at an in-network freestanding sleep center or as a home test rather than in a hospital.

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How to Pay Less

Ask about a home sleep test first

For suspected obstructive sleep apnea, a home sleep apnea test (about $150 to $500) is often enough to diagnose you, at a fraction of an in-lab study. Many insurers now prefer it, so ask your doctor whether you qualify.

Use an in-network independent sleep center

A freestanding sleep center usually bills far less than a hospital sleep lab for the same study. Confirm the center, and the reading physician, are in-network before you book.

Confirm prior authorization

In-lab studies often need prior authorization, and a missing auth is a common reason a claim is denied and the bill lands on you. Make sure the order is approved in writing before the night of your study. Not sure if it is covered? Use the coverage checker.

Appeal denials, and have big bills reviewed

A denied or oversized sleep study bill can be appealed and negotiated. CareRoute Bill Defense reviews the bill, catches coding errors, and negotiates it down, with no fee unless we save you money.

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Frequently Asked Questions

How much does a sleep study cost?

It depends on where you have it. An in-lab attended sleep study (polysomnography, CPT 95810) is commonly billed about $1,000 to $7,000, and the amount varies widely between a hospital and a freestanding sleep center. A home sleep apnea test (HSAT, CPT 95806 or G0399) is much cheaper, about $150 to $500. With insurance, you pay the coinsurance or copay after your deductible, so your actual cost is usually far less than the billed charge.

Is a home sleep test cheaper than an in-lab study?

Yes. A home sleep apnea test runs about $150 to $500, well below an in-lab polysomnography at about $1,000 to $7,000. For suspected obstructive sleep apnea it is often enough to make a diagnosis, and many insurers now prefer or require it before approving an in-lab study. Ask your doctor whether you qualify for a home test.

Does insurance cover a sleep study?

Most plans cover a sleep study when it is ordered for a medical reason such as suspected obstructive sleep apnea, but you pay your coinsurance or copay after the deductible. Prior authorization is common for in-lab studies, and a missing authorization is a frequent reason a claim is denied and the bill lands on you. Confirm coverage and any auth requirement in writing before the study.

Does Medicare cover a sleep study?

Medicare covers a sleep study when it is ordered for suspected obstructive sleep apnea, including both in-lab and home tests in most cases. Your share is the standard Part B coinsurance (about 20%) after the Part B deductible. A Medicare Advantage plan may have its own copay and prior authorization rules, so check your plan.

How can I lower the cost of a sleep study?

Ask your doctor whether a home sleep apnea test (about $150 to $500) will work instead of an in-lab study. If you do need an in-lab study, use an in-network freestanding sleep center rather than a hospital, and confirm prior authorization in writing so the claim is not denied. If you already have a large or denied sleep study bill, CareRoute Bill Defense reviews and negotiates it, with no fee unless we save you money.

Related

Sources

  • Published billed-charge ranges for attended polysomnography (CPT 95810) and home sleep apnea testing (CPT 95806, HCPCS G0399) at hospitals and freestanding sleep centers
  • Medicare.gov on sleep study coverage for suspected obstructive sleep apnea; plan prior-authorization and cost-sharing terms

Prices are national estimates for 2026 and vary widely by facility (hospital vs freestanding sleep center), region, and plan. This is general cost information, not medical advice. Last updated September 24, 2026.