How Much Does Ovarian Cyst Removal Cost in 2026?
Without insurance, ovarian cyst removal typically costs $7,000 to $20,000, depending on the method and where it is done. With insurance, most people pay about $2,000 to $7,500 out of pocket.
- The method drives the price: a minimally invasive laparoscopic ovarian cystectomy that removes the cyst but keeps the ovary is usually the lowest-cost option, and an open abdominal surgery (laparotomy) for a large or suspicious cyst is the most expensive because it often needs an inpatient stay.
- Whether the surgeon removes just the cyst (cystectomy) or the whole ovary (oophorectomy) changes the billing code and, often, the price. Ask which approach is planned and why.
- Billed/chargemaster charges (often $15,000-$35,000+) are far above what insurers, Medicare, or negotiated cash payers actually pay, so never treat the list price as final.
Ovarian Cyst Removal Cost by Method
Cash / self-pay price ranges. The method, and whether you stay overnight, are the biggest factors.
| Method | Cash price |
|---|---|
| Laparoscopic ovarian cystectomy (outpatient) | $7,000 to $15,000 |
| Laparoscopic oophorectomy (ovary removed, outpatient) | $8,000 to $18,000 |
| Open surgery / laparotomy (inpatient) | $12,000 to $20,000+ |
Lowest price: A bundled cash-price laparoscopic ovarian cystectomy at an outpatient surgery center, which keeps the ovary and is done same-day. If the ovary must come out, a laparoscopic oophorectomy is still far cheaper than an open abdominal procedure.
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What Makes Up the Bill
Total billed before insurance is typically $15,000 to $35,000. It is usually split across:
The single biggest lever is the facility fee, which is why an outpatient surgery center is far cheaper than an inpatient hospital stay. For an open laparotomy, each additional hospital night adds roughly $2,000 to $4,000. The removed cyst or ovarian tissue is almost always sent to pathology, which is billed separately.
With vs. Without Insurance
Without insurance (self-pay)
$7,000 to $20,000
Ask for the cash or prompt-pay price up front, and ask specifically about a laparoscopic approach at an outpatient surgery center if you are a candidate. It is often far below the billed amount.
With insurance (out of pocket)
$2,000 to $7,500
With commercial insurance, an in-network, medically necessary ovarian cyst removal leaves you owing your deductible plus coinsurance up to your annual out-of-pocket maximum, commonly $2,000-$7,500 total. Confirm the surgeon, facility, AND anesthesiologist are all in-network to avoid balance/surprise bills, and get prior authorization. Medicare beneficiaries owe about 20% coinsurance after the Part B deductible for outpatient cases unless a Medigap plan covers it.
Prices vary widely by region and by provider. Within a single metro, hospital-reported cash prices for the same ovarian cyst procedure code can differ by several times over, so shopping 3-4 local facilities and asking each for an all-in price matters more than your region alone.
How to Pay Less
Ask whether a laparoscopic approach fits your cyst
A laparoscopic ovarian cystectomy avoids a large incision and an inpatient stay, which is both easier on recovery and thousands of dollars cheaper than an open abdominal procedure. Ask your doctor whether the size, type, and imaging features of your cyst allow a minimally invasive approach, and whether the ovary can be preserved.
Choose an outpatient surgery center when eligible
An ambulatory surgery center carries a much lower facility fee than a hospital. For a same-day laparoscopic cystectomy or oophorectomy, it is usually the lowest-cost venue.
Request an all-in bundled cash price in writing
Uninsured patients are billed the full chargemaster rate, often 2-3x the negotiated rate. Ask for a single bundled price that includes the surgeon, anesthesia, facility, and pathology so there are no surprise add-ons. Hospitals commonly cut 30-60% for cash paid upfront.
Compare facilities using price-transparency files
Federal rules require hospitals to post machine-readable cash prices. Reported prices for the same ovarian cyst removal code range widely, so shopping 3-4 local facilities can save thousands.
Check hospital charity care, or get the bill reduced
Uninsured or lower income? Many hospitals offer free or discounted care. Use the charity care finder to see if you qualify nearby. Already billed? CareRoute Bill Defense reviews and negotiates it down, with no fee unless we save you money.
Frequently Asked Questions
Does insurance cover ovarian cyst removal?
Yes, when it is medically necessary (for example, a cyst that is large, growing, causing pain, twisting the ovary, or looks suspicious on imaging), ovarian cyst removal is covered by essentially all commercial plans, Medicare, and Medicaid. This includes both a cystectomy and removal of the ovary. Your out-of-pocket is your deductible plus coinsurance, capped by your plan's annual out-of-pocket maximum, typically $2,000 to $7,500. Get prior authorization first.
What is the cheapest way to remove an ovarian cyst?
A laparoscopic ovarian cystectomy done same-day at an outpatient surgery center is usually the least expensive option because it uses small incisions, keeps the ovary, and needs no inpatient stay. An open abdominal surgery (laparotomy) is the most expensive because it often requires an overnight hospital stay. The right method depends on the size, type, and imaging features of your cyst, not on cost alone.
Does removing the whole ovary cost more than removing just the cyst?
They are billed under different codes and the price can differ, but the method (laparoscopic versus open) and the facility matter far more than cystectomy versus oophorectomy. A laparoscopic oophorectomy typically runs $8,000 to $18,000 self-pay, in the same range as a laparoscopic cystectomy. Your surgeon chooses based on whether the cyst can be separated from healthy ovarian tissue, so ask which is planned and why.
Why is the billed amount so much higher than what people actually pay?
The chargemaster (list) price is a starting point almost no one pays. Billed charges for ovarian cyst removal commonly run $15,000 to $35,000 or more, but insurers pay negotiated rates and Medicare pays a few thousand dollars for outpatient cases. Cash patients should always negotiate off the billed amount or ask for an all-in bundled price.
How much does Medicare pay for ovarian cyst removal (CPT 58925)?
Under the 2026 Medicare Physician Fee Schedule, the surgeon's fee is about $698 for an open ovarian cystectomy (CPT 58925) and roughly $647 to $698 for a laparoscopic removal of an ovarian cyst or adnexal structure (CPT 58662 / 58661). The hospital facility fee is billed separately and is larger, so Medicare's total approved amount for an outpatient case is typically a few thousand dollars, with you responsible for about 20% coinsurance after the Part B deductible (a Medigap plan can cover that).
More Cost Guides
Sources
- CMS 2026 Physician Fee Schedule (CPT 58925/58662, $33.4009 conversion factor), national payment from total RVUs (also CPT 58661, 58940)
- Hospital price-transparency (machine-readable file) cash rates for ovarian cyst removal CPT codes
- MDsave bundled and cash pricing for ovarian cyst removal
- GoodRx and CostHelper self-pay and out-of-pocket estimates for ovarian cystectomy
- Healthcare Bluebook and FAIR Health fair-price data by method
Prices are national estimates for 2026 and vary by location, provider, method, and your specific plan. Last updated October 2, 2026.