Oklahoma Heart Hospital Financial Assistance: Cardiac Charity Care and Free Clinic (2026 Guide)
Oklahoma Heart Hospital (OHH) is a physician-owned specialty cardiac hospital with two campuses in Oklahoma City. OHH offers charity care for patients who cannot afford treatment, and the OHH Research Foundation operates a free Clinic for the Uninsured in Midwest City that has provided no-cost heart care to thousands of patients since 2014. If you need cardiac care and cannot pay, you have two separate paths to get help.
Quick Eligibility Snapshot
Free Care Available
Patients under approximately 200% FPL who demonstrate inability to pay may receive 100% charity care for cardiac services
Discounted Care
Patients under approximately 300% FPL may qualify for discounted charges on a sliding scale based on income and family size
Free Clinic for the Uninsured
Separate free cardiac clinic in Midwest City. No cost for any services. Must be uninsured with no Medicare, Medicaid, or VA benefits.
Online Application via MyOHH
Existing OHH patients can apply for financial assistance directly through the MyOHH patient portal
Two Paths to Free or Reduced-Cost Cardiac Care
Oklahoma Heart Hospital offers two distinct programs. Understanding the difference is important because you may qualify for one or both.
Path 1: Charity Care Program
- Covers bills from either OHH campus
- Based on income and family size
- Can apply after receiving a bill
- Covers both inpatient and outpatient cardiac services
- Apply through MyOHH or paper application
Path 2: Clinic for the Uninsured
- Located in Midwest City (separate from the hospitals)
- 100% free for all services provided
- Must be uninsured (no Medicare, Medicaid, or VA)
- Ongoing cardiac care, not just one-time visits
- Operated by the OHH Research Foundation
Key difference: The Clinic for the Uninsured is for ongoing preventive and diagnostic cardiac care at no cost. The Charity Care Program is for reducing or eliminating bills from hospital services you have already received (or are about to receive) at the main OHH campuses. If you already have a bill from OHH, you need the Charity Care Program.
Charity Care Eligibility
Who Qualifies
- Under ~200% FPL: Typically eligible for 100% free care (complete charity adjustment)
- Under ~300% FPL: May qualify for discounted care on a sliding scale
- Must demonstrate inability to pay based on income and family size
- Covers cardiac services at both OHH campuses
- Both uninsured and underinsured patients may apply
- OHH evaluates applications using a Charity Care Program Determination Guide available on their website
Specialty Hospital Considerations
OHH is a specialty cardiac hospital, not a general acute care hospital. This means their charity care program covers heart-related services (catheterizations, bypass surgery, valve procedures, cardiac rehab, etc.) rather than general medical care. If you need financial help for non-cardiac services, you will need to apply at the hospital where those services were provided.
How to Apply for Charity Care (Step by Step)
Review the Determination Guide
Download the Charity Care Program Determination Guide from okheart.com to understand income thresholds and what documentation you will need. This document explains exactly how OHH evaluates applications.
Get the Application
Three options: log in to MyOHH and apply online (fastest for existing patients), download the paper application from okheart.com, or call the OHH System Business Office at 405-608-1200 to request one by mail.
Gather Your Documents
- Proof of income (pay stubs, tax return, benefit letters, unemployment documentation)
- Government-issued photo ID
- Proof of household size
- Insurance card or documentation showing uninsured/underinsured status
- Your OHH account number(s)
Submit Your Application
Submit through MyOHH, by mail to the OHH System Business Office at 7800 NW 85th Terrace, Suite 200, Oklahoma City, OK 73132, or in person at either campus. Keep copies of everything.
Follow Up
Call 405-608-1200 to confirm receipt and ask about processing time. Document every call including the date, time, and name of the person you spoke with.
Pro Tips for Cardiac Patients
- Request an itemized bill: Cardiac procedures often have multiple component charges (surgeon, anesthesiologist, facility, lab). Review each one for accuracy.
- Ask about both programs: If you are uninsured, ask about the Clinic for the Uninsured for ongoing care and the Charity Care Program for existing bills. You may qualify for both.
- Physician bills may be separate: OHH is physician-owned, but some specialists may bill separately. Ask which providers are covered under OHH charity care.
- Apply before your procedure if possible: If you have a scheduled cardiac procedure and know you cannot afford it, contact the Business Office before your admission date.
OHH Locations
Oklahoma Heart Hospital (North)
4050 W Memorial Rd, Oklahoma City, OK 73120
Main campus with full cardiac services
Oklahoma Heart Hospital South
5200 E I-240 Service Rd, Oklahoma City, OK 73135
Phone: 405-628-6000
Financial Services Office
7800 NW 85th Terrace, Suite 200, Oklahoma City, OK 73132
Phone: 405-608-1200
Clinic for the Uninsured
Midwest City, OK (operated by OHH Research Foundation)
Free cardiac care for uninsured patients
Oklahoma State Protections for Medical Debt
5-Year Statute of Limitations
Creditors have 5 years from the date of default to file a lawsuit on medical debt. After that, the debt cannot be enforced in court. Do not make payments on old debt, as this restarts the clock.
Wage Garnishment Limits
Oklahoma limits garnishment to the lesser of 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage per week. Hardship exemptions are available for families with dependents.
Employment Protection
Your employer cannot fire you for a single wage garnishment. Termination is only permitted if you have more than two garnishments in a single calendar year.
Learn more: For a complete overview of your rights, see our Oklahoma Medical Bill Rights Guide.
What If You Are Denied?
1. Understand the Reason
Ask for a written explanation. Common denial reasons include income above the threshold, incomplete documentation, or availability of other coverage you have not used.
2. Try the Clinic for the Uninsured
If you were denied charity care but are uninsured, you may still qualify for the free Clinic for the Uninsured for future cardiac care. This is a separate program with different eligibility criteria.
3. Negotiate a Payment Plan
Contact the OHH System Business Office at 405-608-1200 and ask about payment plan options, self-pay discounts, or prompt-pay discounts for settling the bill in a lump sum.
Let CareRoute Bill Defense Help
Cardiac bills are among the most expensive in medicine. CareRoute Bill Defense can review your Oklahoma Heart Hospital bills, identify overcharges, and negotiate on your behalf at no upfront cost.
Get Help with Your BillContact Information
Financial Assistance
Official Documents
- Financial Assistance Application (English and Spanish)
- Charity Care Program Determination Guide
- OHH System Billing and Collection Policy
All available at okheart.com or by request from the Business Office.
Frequently Asked Questions
Who qualifies for OHH charity care?
Patients who demonstrate inability to pay based on income and family size. Households under approximately 200% FPL typically qualify for free care. Those under approximately 300% FPL may receive discounted charges. Both uninsured and underinsured patients can apply.
What is the Clinic for the Uninsured?
A free cardiac clinic in Midwest City operated by the OHH Research Foundation. All appointments and services are provided at no cost. To qualify, you must be uninsured and not eligible for Medicare, Medicaid, or VA benefits. The clinic has served thousands of patients since it opened in 2014.
Is OHH a nonprofit hospital?
Oklahoma Heart Hospital is a physician-owned specialty hospital. While it is not a traditional 501(c)(3) nonprofit, it maintains a charity care program and operates the free Clinic for the Uninsured. The IRS 501(r) rules that apply to nonprofit hospitals may not apply here, so OHH's charity care is provided voluntarily.
Do both OHH campuses have the same financial assistance policy?
Yes. Both Oklahoma Heart Hospital (north campus at Memorial Rd) and Oklahoma Heart Hospital South (at I-240) share the same charity care policy and application process. Apply through the centralized OHH System Business Office.
What is the statute of limitations on medical debt in Oklahoma?
Five years from the date of default. After that, the debt cannot be enforced through a lawsuit. Be cautious about making any payment on old debt, as this can restart the 5-year clock.
Why are cardiac bills so high?
Cardiac procedures involve expensive equipment, specialized surgical teams, extended recovery, and often implanted devices (stents, pacemakers, defibrillators). A single catheterization can cost $30,000 or more, and open-heart surgery can exceed $150,000. This is exactly why financial assistance programs exist. Do not assume you cannot get help just because the bill is large.
Related Resources
Need Help with Your Oklahoma Heart Hospital Bill?
CareRoute Bill Defense specializes in high-cost hospital bills including cardiac procedures. We can review your charges, identify savings, and negotiate on your behalf at no upfront cost.
Start Your Free Case ReviewThis guide is for informational purposes only and does not constitute legal or financial advice. Information is based on publicly available Oklahoma Heart Hospital financial assistance policies and Oklahoma state law as of 2026. Eligibility requirements, income thresholds, and application processes may change. Always verify current requirements directly with Oklahoma Heart Hospital at okheart.com or by calling 405-608-1200.